All the advantages of an online account

Why choose a new online account over a traditional one? Here are the main advantages of Internet Banking!

Comfort

Accessing your bank account is incredibly convenient these days. From your PC, smartphone, or tablet, simply by entering your credentials. And you only need to visit the bank occasionally.

Flexibility

Fully self-managed account management is extremely flexible: you can initiate bank transfers, check your balance, pay bills and utilities, and pay MAV and RAV payments, not to mention the option of investing part of your assets in restricted lines of credit or in a securities portfolio to grow over time. The recent introduction of account cards has progressively simplified account management. These debit or credit cards are much easier to open than a traditional account, and come with a dedicated IBAN code. They are useful for depositing pensions or salaries, and for making or receiving bank transfers.

Safety

When it comes to security, especially when it comes to the latest-generation mobile devices, the most advanced accounts can rely on advanced protection systems. Consider the biometric recognition systems (fingerprint or face) found on the most innovative smartphone models. This access method always guarantees that the account holder is the only one accessing their funds, even if their credentials are stolen by malicious individuals. For certain more sensitive transactions, online bank accounts require two-factor authentication; the double access (for example, entering your password and then a code sent directly to your registered mobile phone) required by the device guarantees a high level of security.

Reduced costs or Zero expenses

The significant reduction in fees , if not their complete elimination, is undoubtedly the most welcome development among account holders. The move of many traditional current accounts online has allowed banks to significantly save on fixed costs associated with physical branches (real estate, personnel, and so on), and a consequent bonus for investments in software platforms , enabling the offering of accounts with very affordable fees, if not zero at all. Card accounts , for example, increasingly offer basic accounts that are free, or paid versions with a greater number of features (a credit card, free withdrawals and transfers even abroad, currency conversion at particularly favorable rates, travel or health insurance, and so on).